Kids start getting the credit card hustle in high school.

"ZERO INTEREST AND $1,000 CREDIT LIMIT" is blasted across the top of the congratulatory letter to the high schooler or college freshman.

No income?

No problem.

No job?

No problem.

So a bunch of 18-year-olds who can't pass math sign up and charge their fancy new hubcaps and designer underwear.

Can't pay the bill when it comes?

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